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Over £1 billion in pension tax relief goes unclaimed every year.

1 in 7 higher rate taxpayers are owed thousands, are you?

The
Unclaimed
Billions
Project

If you pay into a workplace pension and earn over £50,270, you could be missing out on tax relief that's rightfully yours.

Our mission is to make it effortless to claim it back.

The Unclaimed Billions Project

How the process works

01

Upload your payslips

Upload a payslip for each tax year you're claiming for. You can claim for the current year plus the last four - that's up to five years of unclaimed relief.

02

We crunch the numbers

Our tool analyses your payslip, extracts the details HMRC needs, and calculates exactly how much you're owed. No jargon, no guesswork.

03

We write to HMRC for you

We generate and send a letter to HMRC on your behalf, including all the evidence they need to process your claim. We charge a £30 admin fee - you don't have to do a thing.

04

You get paid

HMRC processes your claim and sends the refund directly to you via bank transfer, cheque, or a tax code adjustment. Most claims are processed within 28 days.

Workplace Pensions Explained

There are three types of workplace pension and each handles tax relief differently. Don't worry if you're not sure which one you have - our system detects it automatically.

Salary Sacrifice

Tax relief is automatic

Your employer deducts pension contributions before calculating tax. You automatically get full tax relief at your highest rate - no action needed.

Net Pay

Tax relief is automatic

Contributions are taken from your gross salary before tax is applied. Like salary sacrifice, higher-rate relief is already included - nothing to claim.

Relief at Source

Extra relief to claim

Your provider claims back 20% basic rate relief, but if you're a higher-rate taxpayer, the additional 20-25% must be claimed from HMRC. That's where we come in.

Your data, shredded.

Your payroll details are processed immediately and permanently deleted once your claim letter is sent. No accounts, no sign-ups, no data stored.

Flat fee, fully refundable.

We charge a one-off £30 admin fee to cover the cost of processing and posting your claim to HMRC. No hidden charges, no percentage cuts, no surprises.

If your claim is unsuccessful, send us the letter and you get every penny back. Guaranteed.

The scale of the problem

According to a Freedom of Information request, hundreds of thousands of higher-rate taxpayers are leaving money on the table every single year.

£1.4bn
unclaimed each year
800k
people missing out
£2k
typical claim amount

Source: Pensions Age / HMRC Freedom of Information request

Ready to find out how much you could claim?

It takes less than 30 seconds to get a free estimate. No sign-up required.